Raksa RestoCare Insurance
Restaurant and cafe insurance or Raksa RestoCare Insurance is a protection package for restaurant and cafe businesses that helps you cope with unwanted events. Enjoy peace of mind and comfort in your business with Raksa RestoCare Insurance protection for your restaurant and cafe.
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The building is used as a restaurant or cafe, whether in a standalone building or in a mall, shopping center, or office building
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The building is of class 1 construction (the exterior walls, roof, and floor structure are not made of wood)
Based on the New Reinstatement Value, namely the cost to reinstate the insured property in the same but not better or more extensive condition than when it was new, at the time the insurance takes effect and throughout the coverage period
Restaurant and Cafe Insurance or Raksa RestoCare Insurance covers the risk of loss from:
| Additional Benefits | Limit |
|---|---|
| A.1 Burglary | 10% of Total Sum Insured; Max. Rp100 Million |
| A.2 Damage due to burglary | Rp 1 million/occurrence |
| B. Money in Safe and Money In Transit | Rp 3 million / occurrence |
| C. Personal accident of the Insured and family members including domestic helpers | Rp5 million/person/occurrence and during the coverage period, max. 10 people |
| D. Legal Liability to Third Parties | 10% of Total Sum Insured, max. Rp100 million |
| E. Debris Removal Costs | Rp2.5 million/occurrence |
| F. Rent/premises cost replacement | Rp3 million/ month, max, 6 months |
| G. Fire Brigade Costs | Rp2.5 million/occurrence |
* Other risks, as long as they are not excluded in the policy
The Premium Rate for fire risk and Flood coverage extension refers to Appendix I and Appendix II of the Financial Services Authority Circular Letter Number 6/SEOJK.05/2017 on the Determination of Premium Rates or Contributions in the Property Insurance and Motor Vehicle Insurance Lines of Business for 2017.
Meanwhile, for the riot coverage extension and additional benefits, the premium rate is in accordance with the rate set by Asuransi Raksa
Contact Marketing
Contact our marketing via WhatsApp 0857-7660-0600 or you can run a premium simulation at www.raksaonline.com. Our marketing team will contact you shortly.
Complete the Data
Complete the data and fill in the Insurance Closing Request Letter (SPPA). Our marketing team will guide you in completing the required data.
Submit Insurance Closing Request
After submitting the insurance closing request, our marketing team will contact you within 1x24 hours on working days.
Survey
A survey of the vehicle at your preferred location or directly at the nearest Raksa office, attaching the required documents, along with the insurance closing approval.
Pay
After completing the documents, you will enter the payment process; choose the method you prefer.
Policy
Your policy will be issued shortly.
Report the Claim
Promptly report the claim within 3 x 24 hours regarding the loss/damage to Asuransi Raksa. You can report it either verbally or in writing via 021-3859007/08 or email to claim_nonmotor@araksa.com, and come directly to the nearest Asuransi Raksa service office.
Minimize the Loss
Take all steps within your power to minimize the level of loss, destruction, or damage.
Inspection
Keep the affected part and make it available for inspection by a Raksa representative or surveyor.
Supporting Documents
Submit supporting documents: an official claim submission letter with a loss estimate, an incident report & chronology, a repair cost estimate from the contractor if any property is damaged, a detailed and complete record of the circumstances of the loss/damage, photos of the damage, a Police Report Letter, and other relevant documents related to the claim settlement.
Claim Payment
Claim payment will be made within 30 (thirty) calendar days from the written agreement between the Insurer and the Insured regarding the amount of compensation to be paid.
Call Centre : 021-7226865
E – mail : claim_nonmotor@araksa.com
Contact us by phone at 021-3859007 ext 5085 or email directly to marketing7@araksa.com. You can also use the premium calculation simulation on our website, and our marketing team will contact you shortly.
Check PremiumDownload the Product Information for Restaurant & Cafe Insurance or Raksa RestoCare Insurance below.
Phone: 021-3859007 ext 5085
Email: marketing7@araksa.com
Contact via WhatsAppCall Center
021-7226865
raksaonline@araksa.com
Head Office
Wisma BSG 3rd Floor Jl. Abdul Muis No.40, Jakarta 10160
PT Asuransi Raksa Pratikara is licensed and supervised by the Indonesian Financial Services Authority (OJK)
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