Raksa Fire Insurance
Provide the right protection with Fire Insurance or Raksa Fire Insurance. Raksa Fire Insurance is one of Asuransi Raksa's flagship products for protecting your assets against the risk of fire. Enjoy peace of mind for your home, shophouse, building, warehouse, and other assets with the protection of Fire Insurance from Asuransi Raksa.
Buildings of all types, such as residential houses, offices, shops, warehouses, factories, etc.
Furniture / Equipment / Installations
Machinery / equipment
Inventory of goods (stock)
Raksa EstateCare Insurance covers the risk of loss:
| Basic Coverage | Extended Coverage |
|---|---|
| Fire, lightning | Riots |
| Explosion | Flood, typhoon, storm, and water damage *) |
| Aircraft Crash | Earthquake, volcanic eruption, and tsunami *) |
| Damage from Smoke |
There are 2 methods for determining the sum insured: Based on the actual value
1. (Indemnity Basis), whereby the sum insured is determined based on the actual value of the insured property at the inception of the insurance and throughout the coverage period, taking depreciation into account.
2. Based on the New Reinstatement Value, whereby if a Reinstatement Value Clause is attached, the sum insured is determined based on the cost of restoring the insured property to the same condition but no better or more extensive than its condition when new, at the inception of the insurance and throughout the coverage period.
Premium Rates for Fire risk and extended coverage refer to Annex I, Annex II, and Annex III of the Financial Services Authority Circular Letter No. 6/SEOJK.05/2017 concerning the Determination of Premium or Contribution Rates for Property Insurance and Motor Vehicle Insurance Business Lines in 2017
Contact Marketing
Contact our marketing team via WhatsApp at 0857-7660-0600 or run a premium simulation at www.raksaonline.com. Our marketing team will get in touch with you shortly.
Complete Your Data
Complete your details and fill in the Insurance Closure Request Form (SPPA). Our marketing team will guide you through the required information.
Submit Insurance Closure Request
After submitting the insurance closure request, our marketing team will contact you within 1x24 hours on business days.
Survey
Have the property surveyed at your preferred location or at the nearest Raksa office, and submit the required documents along with your consent for insurance inception.
Pay
Once your documents are complete, you will proceed to the payment step — choose your preferred payment method.
Policy
Your policy will be issued shortly.
Report Claim
Report the loss or damage to Asuransi Raksa within 3 x 24 hours, either verbally or in writing, by calling 021-3859007/08, emailing claim_nonmotor@araksa.com, or visiting the nearest Asuransi Raksa service office.
Minimise Loss
Take all steps within your power to minimise the extent of the loss, destruction, or damage.
Inspection
Preserve the affected area and make it available for inspection by a Raksa representative or surveyor.
Supporting Documents
Submit the following supporting documents: an official claim submission letter accompanied by a loss estimate, incident report and chronology, repair cost estimate from a contractor if any property is damaged, a detailed and complete record of the circumstances of the loss/damage, photos of the damage, a Police Report, and other relevant documents in connection with the claim settlement.
Claim Payment
Claim payment will be made within 30 (thirty) calendar days from the date of written agreement between the Insurer and the Insured regarding the amount of compensation to be paid.
Call Centre : 021-7226865
E – mail : claim_nonmotor@araksa.com
Contact us by phone at 021-3859007 ext 5085 or you can email us directly at marketing7@araksa.com. You can also use the premium calculation simulation on our website, and our marketing team will contact you shortly.
Check PremiumDownload information on the Fire Insurance product, Raksa Fire Insurance, below.
Phone: 021-3859007 ext 5085
Email: marketing7@araksa.com
Contact via WhatsAppCall Center
021-7226865
raksaonline@araksa.com
Head Office
Wisma BSG 3rd Floor Jl. Abdul Muis No.40, Jakarta 10160
PT Asuransi Raksa Pratikara is licensed and supervised by the Indonesian Financial Services Authority (OJK)
© 2026 PT Asuransi Raksa Pratikara. All rights reserved. | Privacy Policy
