Complaint Service

PT Asuransi Raksa Pratikara provides customers with a facility to submit complaints about our services. Detailed procedures for submitting a complaint can be seen in the flow below.
Complaint Service
Complaint process infographic

Complaint Resolution Procedure:

Complaint Handling


  1. Customers may report a complaint verbally or in writing, accompanied by the following supporting documents:

    • Policyholder ID Card (KTP)
    • Reporter ID Card (KTP)
    • Supporting Evidence / Documents for Customer Complaint
  2. The complaint will be recorded in the system and the documents will be analysed.

  3. The complaint will be processed and a resolution will be sought; where possible, a discussion with the Customer will be conducted.

Complaint Resolution


  1. Incoming complaints will be followed up by the Consumer Protection Function.

  2. Complaints will be followed up and resolved:

    • verbally within a maximum of 5 (five) working days from the date the complaint is received;
    • in writing within a maximum of 10 (ten) working days from the date all complaint documents are received in full.
  3. If there is an extension of the complaint resolution period, the Company will notify the Customer in writing.

  4. If the Customer feels that the resolution provided by Asuransi Raksa is not satisfactory, the Customer may continue the complaint resolution process through mediation with the Financial Services Authority (OJK) by reporting via the APPK application or through mediation with the Alternative Dispute Resolution Institution.

Complaint Handling Publication:

Period January 2025 to June 2025

Complaint Data

Type of Financial TransactionNumber of ComplaintsResolvedUnresolvedIn Progress
Count%Count%Count%
General Insurance in the Form of Motor Vehicles (Conventional)1616100%00%00%

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PT Asuransi Raksa Pratikara is licensed and supervised by the Indonesian Financial Services Authority (OJK)

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PT Asuransi Raksa is regulated and supervised by the Indonesian Financial Services Authority (OJK)