About Us

Wise and Trusted since 1975

More than 50 years protecting customers with conservative principles, best-in-class service, and continuous innovation.

Illustration of PT Asuransi Raksa Pratikara

PT Asuransi Raksa Pratikara, formerly known as Asuransi Artapala, has been established since 1975. With more than 50 years of experience in the insurance industry, PT Asuransi Raksa has faced many business challenges. Our motto "Wise and Trusted" has been the foundation that has enabled us to navigate the various industry challenges throughout this journey. Excellence in service, innovation, conservative principles, and professionalism are the cornerstones of how we run the company.

We believe that maintaining high standards in serving our customers is of paramount importance in insurance services. We continuously introduce new services for our customers as the company grows.

Years of Experience

Partner Workshops

Service Cities

Our continuously growing assets reflect our highly prudent approach to managing our company's finances. Over the past 5 years, our assets have grown from IDR 1.7 trillion to IDR 2.2 trillion. This strong financial performance has earned us awards including The Best Performance in 5 Consecutive Years General Insurance Company, The Best Performance General Insurance Company 2023, The Highest Score General Insurance Company 2023, The Best Performing General Insurance 2023 based on Financial Performance 2020–2022, Best CFO in Financial Institution 2023 General Insurance, and Digital Financial Excellence Award 2023. These recognitions motivate us to continue delivering the best service to our customers.

Consult with the Raksa Team

Our motivation to keep growing alongside our customers is the value we believe in as we develop the company.

Reinsurance Partners

We are strongly supported by a range of reinsurance companies, both domestic and international. These partnerships reflect the trust and credibility we have built in the insurance industry.

Financial Report April 2026

Gross Premium

367.446

in million IDR

RBC

384,62%

Equity

848.996

in million IDR

Total Assets

2.221.865

in million IDR

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Board of Commissioners

President Commissioner

Dr. Surat Indrijarso Soemarjo, Ph.D., AMRP

Independent Commissioner

Sudarmin, M.M., AAAI-K., AMRP

Independent Commissioner

Ir. Elizabeth Maria Quendangen MBA, FCII, AAIK, AMRP

Board of Directors

President Director

Edy, S.E., M.Ak., AAI-K., CRGP

Joined Asuransi Raksa in 2008. Continued his career in the Finance division from 2011 and became Head of Accounting and Finance Division in 2013. He was formally appointed Deputy President Director in 2015 and became President Director of Asuransi Raksa in 2021.

Director

Robert, S.Kom., Dip CII, AAI-K., CRGP

Joined Asuransi Raksa in 2005 in Marketing and became Head of the Marketing Department in 2009. He became Head of the Technical Division in 2014 and was formally appointed Director in 2017. In 2021 he assumed the role of Deputy President Director of Asuransi Raksa.

Director

Arip Cahyadi, S.E., AAI-K., CRGP

Joined Asuransi Raksa in 2001 in Marketing. He became Head of Corporate Marketing Department in 2005 and Head of Consumer Marketing Department in 2011. He then served as Head of Corporate Marketing Division in 2015 and was formally appointed Director of Asuransi Raksa in 2021.

Director

Sigit Sugito, S.Kom., AAAI-K., AMRP

Joined Asuransi Raksa in 2002 in Marketing. He led the Solo Marketing Office in 2005, followed by the Semarang Branch Office in 2006 and the Surabaya Branch Office in 2007. He became Head of Marketing Division in 2008 and has served as Director of Asuransi Raksa since 2015.

Director

Fredrik Tambunan, S.Pi., AAAI-K., CRMP

Joined Asuransi Raksa in 2010 as a Motorcycle Claims Officer and continued his career in marketing, rising to Head of Marketing Office from 2012 to 2017. In 2020 he was appointed Head of the CSS Division (Motorcycle Claims & Customer Service Division) and Assistant Director. In 2023 he was formally appointed Director of Asuransi Raksa.

Director

Yosoa Putra Raharja, S.Kom, AAAI-K., CRMP

Began his career at Asuransi Raksa in 2015 as a Management Associate. In 2017 he was entrusted with leading the Makassar Marketing Office, and in 2021 he was appointed Head of Marketing Division. His career continued with the role of Assistant Director in 2023, and in 2025 he was formally appointed as Director of Asuransi Raksa.

Awards

Recognition of our commitment for more than 50 years

Best Governance, Risk, and Compliance (GRC) Award 2021 – 3 Stars from TOP BUSINESS

Best Insurance Award for Outstanding Financial Performance and Optimal Service Development from Warta Ekonomi

Best General Insurance Performance 2022 in the Gross Premium Rp500 Billion to < Rp1 Trillion category from The Finance

Raksa Insurance receives Best Corporate Governance Award 2025 from Warta Ekonomi

Raksa Insurance receives Best Corporate Governance Award 2025 as the best general insurance company with outstanding governance from Warta Ekonomi

Raksa Insurance receives Outstanding Performance Award as best general insurance in its class from Infobank

Outstanding Performance Award for General Insurance (Equity Class Rp500 Billion–< Rp1 Trillion) — Raksa Insurance recognised as the best general insurance in its equity class by Infobank

Raksa Insurance receives Consistent Performance Award from Infobank

Raksa Insurance receives Consistent Outstanding Performance Award 2020–2024 as the best insurance choice from Infobank

Raksa Insurance recognised as the best general insurance in Indonesia 2025 by Warta Ekonomi

Raksa Insurance ranked as general insurance company with very good performance in 2023 (gross premium Rp500 billion to < Rp1 trillion) by Infobank

Raksa Insurance receives Outstanding General Insurance Performance Award for 5 Consecutive Years (2018–2023)

Raksa Insurance receives award as general insurance company with best performance for 5 consecutive years from Infobank

Raksa Insurance receives Best General Insurance Performance Award 2024 in the Gross Premium Rp500 Billion to < Rp1 Trillion category from The Finance

General Insurance Company with Best Performance 2023 (Gross Premium Rp500 Billion to < Rp1 Trillion) from Infobank

General Insurance Company with Best Performance for 5 Consecutive Years from Infobank in 2023

General Insurance Company with Highest Evaluation Score 2023 (Gross Premium Rp500 Billion to < Rp1 Trillion) from Infobank

Best Governance, Risk, and Compliance (GRC) Award 2021 – 3 Stars from TOP BUSINESS

Best Insurance Award for Outstanding Financial Performance and Optimal Service Development from Warta Ekonomi

Best General Insurance Performance 2022 in the Gross Premium Rp500 Billion to < Rp1 Trillion category from The Finance

Raksa Insurance receives Best Corporate Governance Award 2025 as the best general insurance company with outstanding governance from Warta Ekonomi

Outstanding Performance Award for General Insurance (Equity Class Rp500 Billion–< Rp1 Trillion) — Raksa Insurance recognised as the best general insurance in its equity class by Infobank

Raksa Insurance receives Consistent Outstanding Performance Award 2020–2024 as the best insurance choice from Infobank

Corporate Governance

By prioritising quality corporate governance principles, Asuransi Raksa is committed to improving performance in order to maintain the company's long-term contribution.

Corporate Governance Guidelines

The company's development alongside its journey is demonstrated through its support for the growth of Indonesia's financial ecosystem.

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Company Code of Ethics

Conducting business responsibly, Asuransi Raksa complies with legal requirements and ethical standards.

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Sustainability Data Report

The company's development alongside its journey is demonstrated through its support for the growth of Indonesia's financial ecosystem.

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Let's talk

The Raksa team is ready to answer your questions — from company profile and products to the claims process. Free consultation, no purchase obligation.

Contact the Raksa Team

PT Asuransi Raksa Pratikara is licensed and supervised by the Indonesian Financial Services Authority (OJK)

Wise and Trusted since 1975

Reinsurance Partners

Financial Report .css-1li33wk{color:#FF9000;}April 2026

Board of Commissioners

Dr. Surat Indrijarso Soemarjo, Ph.D., AMRP

Sudarmin, M.M., AAAI-K., AMRP

Ir. Elizabeth Maria Quendangen MBA, FCII, AAIK, AMRP

Board of Directors

Edy, S.E., M.Ak., AAI-K., CRGP

Robert, S.Kom., Dip CII, AAI-K., CRGP

Arip Cahyadi, S.E., AAI-K., CRGP

Sigit Sugito, S.Kom., AAAI-K., AMRP

Fredrik Tambunan, S.Pi., AAAI-K., CRMP

Yosoa Putra Raharja, S.Kom, AAAI-K., CRMP

Awards

Corporate Governance

Corporate Governance Guidelines

Company Code of Ethics

Sustainability Data Report

Want to know more about Raksa?

Financial Report April 2026