Personal Accident Insurance

Raksa AccidentCare Insurance

Personal Accident Insurance or Raksa AccidentCare Insurance is personal accident insurance that provides compensation / financial compensation to you, your family, or your employees who suffer total/partial permanent disability or death, including medical expenses incurred due to a covered accident. Protect your life from the risk of accidents with AccidentCare protection from Asuransi Raksa

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Raksa AccidentCare Insurance
Coverage/Benefits Provided
  • Death

  • Permanent disability

  • Medical expenses due to accident :

*This policy may be purchased by those aged 17 to 60 years and the premium amount depends on the type of occupation and the type of coverage selected

Compensation Payment

Death

Compensation equal to the Sum Insured

Permanent disability

The amount of compensation depends on the type of disability suffered by the insured person according to the percentage listed in the Compensation Table. If the Insured suffers more than one type of permanent disability, the compensation provided is the largest amount from one of the coverages listed in the Compensation Table

Medical expenses

Maximum compensation equal to the expenses incurred, with a maximum of 10% of the Death Sum Insured.

Excluded Risks
  • War, conditions resembling war, popular uprising, revolution, rebellion, military force, invasion, civil war, seizure of power

  • Nuclear reaction

  • Involvement in military activities, dangerous sports and/or martial arts

  • Participation in air travel outside of regular flights

  • Suicide, attempted suicide, self-harm, or the Insured being mentally disturbed

  • AIDS or AIDS Related Complex

  • Voluntarily participating in dangerous activities, committing criminal acts, or being under the influence of alcohol or drugs

  • Disease, epidemic, bacterial or viral infection

  • Pregnancy, childbirth, or miscarriage

Insurance Purchase Procedure

Contact Marketing

Contact our marketing team via WhatsApp 0857-7660-0600 or you can run a premium simulation at www.raksaonline.com. Our marketing team will contact you shortly.

Complete Your Data

Complete your data and fill out the Insurance Coverage Request Letter (SPPA). Our marketing team will guide you in completing the required data.

Submit Insurance Coverage Request

After submitting the insurance coverage request, our marketing team will contact you within 1x24 hours on working days.

Claim Procedure

Report Claim

Submit your claim report within 5x24 hours from the time of the accident. You can report it either verbally or in writing via the number 021-3859007/08 or email to claim_nonmotor@araksa.com and come directly to the nearest Asuransi Raksa service office.

Submit Documents

Submit the documents requested by the Insurer, including: the claim application form along with the chronology of the accident, the original or a photocopy of the policy, a photocopy of the identity card, the official report detailing the accident, and other relevant documents.

Additional Documents (If Required)

If the Insured passes away: the autopsy examination report, a photocopy of the death certificate, and witness statements. If the Insured goes missing: the accident report and termination of search from the authorities as well as a statement from the heirs. If the Insured suffers permanent disability: the medical examination report (Visum) from a doctor and witness statements. Original receipts of treatment costs.

Complaint Service

Call Centre : 021-7226865

E – mail : claim_nonmotor@araksa.com

Easy Way to Buy Insurance

Contact us by phone at 021-3859007 ext 5085 or send an email directly to marketing7@araksa.com. You can also use the premium calculation simulation on our website and our marketing team will contact you shortly.

Product Information Summary

Download the Personal Accident Insurance or Raksa AccidentCare Insurance product information below.


Ask Asuransi Raksa

Phone: 021-3859007 ext 5085

Email: marketing7@araksa.com

Contact via WhatsApp
Information Services

Call Center

021-7226865

E-mail

raksaonline@araksa.com

Head Office

Wisma BSG 3rd Floor Jl. Abdul Muis No.40, Jakarta 10160

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PT Asuransi Raksa is regulated and supervised by the Indonesian Financial Services Authority (OJK)