Motor Vehicle Insurance

Raksa AutoCare Insurance

Motor Vehicle Insurance or Raksa AutoCare Insurance provides protection for your vehicle against all risks not excluded in the policy, with genuine spare parts guaranteed throughout Indonesia.

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Raksa AutoCare Insurance
How to File an Auto Claim

Report

Report the incident within a maximum of 5x24 hours, either verbally or in writing, to Asuransi Raksa. You can report the incident by visiting the nearest Raksa office or Raksa Mobile Club, calling the 24-Hour Hotline, or via the Raksa Online App.

Prepare Documents

Prepare the required documents:

  • Vehicle Registration (STNK)

  • Policyholder's ID card (KTP)

  • Driver's license at the time of the incident

  • Police report if required

Fill Out the Incident Form

The incident form contains an explanation and chronology of the incident you experienced and will serve as a reference for our surveyor in inspecting the vehicle damage.

Survey

The survey is carried out to confirm the report you submitted, so that the vehicle damage matches the incident.

E-SPK Issued

The E-SPK is issued after the vehicle survey is completed with complete and verified documents. The E-SPK is valid for 30 calendar days from the date it is issued.

Take It to the Workshop

Take your car to the appointed workshop along with the available E-SPK. Hand over the repair process to the workshop and wait until the repair is complete.

Partial Loss Claim

Report

The Insured must report the incident within a maximum of 5x24 hours, either verbally or in writing, to Asuransi Raksa. You can report the incident by visiting the nearest Raksa office or Raksa Mobile Club, calling the 24-Hour Hotline, and reporting it via the Raksa Online App.

Fill Out the Claim Form

Fill out the Claim Form.

Documents

Submit a photocopy of the Vehicle Registration (STNK) and the driver's license (of the driver at the time of the incident), as well as any other supporting documents deemed necessary by the Insurer.

Police Report

Submit a "Report Receipt Letter" or "Certificate" from the Police office in the region where the loss occurred (in cases of theft, malicious acts by others, and severe damage to the vehicle).


Total Loss Stolen Claim (Theft)

Performed at the start of the Claim Submission

Report

The Insured must report the incident within a maximum of 5x24 hours, either verbally or in writing, to Asuransi Raksa. You can report the incident by visiting the nearest Raksa office or Raksa Mobile Club, calling the 24-Hour Hotline, and reporting it via the Raksa Online App.

Fill Out the Claim Form

Fill out the Claim Form.

Documents

Submit a photocopy of the Vehicle Registration (STNK), driver's license (SIM), and ID card (KTP).

Police Report

Submit a "Report Receipt Letter" from the police office in the region where the vehicle was lost.

Performed During the Claim Process and Settlement

Blocking Letter

Submit a "Blocking Notice Letter" from SAMSAT-POLDA and a "Certificate of Motor Vehicle Loss" from Kaditserse-POLDA. Specifically for processing these documents, an "Introduction Letter" will be provided by Asuransi Raksa. The "Introduction Letter" will be issued after a survey is conducted and it is confirmed that the submitted claim is a risk covered by the policy.

Submit Vehicle Documents

Submit the vehicle's ignition key, the original Vehicle Registration (STNK), the original ownership certificate (BPKB), the original Purchase Invoice, the original Roadworthiness Book (KIR) (specifically for goods transport vehicles), 3 blank signed receipts (1 with a stamp duty), and other supporting documents.

Claim Settlement

Sign the "Claim Payment Receipt" and "Claim Settlement Statement" as proof of claim settlement.


Total Loss Severe Damage Claim

Report

Report the incident within a maximum of 5x24 hours, either verbally or in writing, to Asuransi Raksa. You can report the incident by visiting the nearest Raksa office or Raksa Mobile Club, calling the 24-Hour Hotline, and reporting it via the Raksa Online App.

Fill Out the Claim Form

Fill out the Claim Form.

Documents

Submit a photocopy of the driver's license (of the driver at the time of the incident), Vehicle Registration (STNK), and ID card (KTP).

Police Report

Submit a "Certificate" from the Police office in the region where the accident/loss occurred.

Damage Estimate

Take the damaged vehicle to an insurance partner workshop or one approved by Asuransi Raksa to calculate the damage estimate. If the damage estimate reaches 75% of the sum insured, the claim may be considered a Total Loss Claim. Whereas if the damage estimate does not reach 75% of the sum insured, the claim is not considered a Total Loss Claim.

Additional Documents & Settlement

Submit the vehicle's ignition key, the original Vehicle Registration (STNK), the original ownership certificate (BPKB), the original purchase invoice, the Roadworthiness Book (KIR) (specifically for goods transport vehicles), 3 blank signed receipts (1 with a stamp duty), and other supporting documents. Sign the "Claim Payment Receipt" and "Claim Settlement Statement" as proof of claim settlement.


Claim Reimbursement Amount
  • If the accident/loss results in a partial loss and the damage can be repaired, the Insurer will pay reasonable repair costs by repairing the vehicle at a Raksa partner workshop. If the damage cannot be repaired, the Insurer will pay reasonable spare part replacement costs plus reasonable installation costs, after deducting the "Own Risk" for each incident.

  • For a single claim submitted, the Insured may be charged the "Own Risk" several times, if after being surveyed by an Asuransi Raksa Surveyor it is found that the damage to the Insured's vehicle was caused by several incidents.

  • If the accident/loss results in total damage (Total Loss), the Insurer will pay the claim in the amount of the "Market Value" of the vehicle at the time of the accident/loss, with a maximum reimbursement equal to the Sum Insured minus the Own Risk.

Claim Reporting

Easy Ways to Report an Auto Claim

Report via the Raksa Online App

Now you can submit a claim anywhere and anytime through the Raksa Online App. From submitting and monitoring the claim process, premium simulation, finding partner workshop locations near you, enjoying towing service access, and connecting with the 24-Hour Hotline without time limits.

  1. Register by entering your e-mail and a new password

  2. Enter the verification code from your e-mail; once registered, you will enter the Raksa Online App home page

  3. Next, click "Submit Claim"

  4. Fill in the chronology of the accident

  5. If a third party is involved, fill in the third-party involvement data

  6. Proceed to the next page by filling in the accident location

  7. On the next page, fill in the reporter's data

  8. Fill in the data of the vehicle driver at the time of the accident

  9. Upload photos of the ID card, Vehicle Registration, driver's license, and Police Report (if required) of the policyholder, reporter, and driver

  10. Upload photos of the damage to your vehicle and a sketch of the accident

  11. On the next page, draw the chronology of the incident

  12. Finally, fill in the witness data if any

  13. After following the steps above, your Claim Number will be issued shortly and can be viewed in the claim status feature

Contact the Raksa Hotline

Confused about what to do when an incident happens? Don't worry, you can contact our 24-Hour Hotline at 021-7226865 or Whatsapp 0858-8555-8555, ready to assist you. After reporting the incident, you can make an appointment for a survey at the nearest Asuransi Raksa service location.

Visit a service location

Raksa Mobile Club comes in the form of a minibus designed to look like a mobile office that makes the claim submission process easier. You can visit our Raksa Mobile Club (RMC) location and only need to bring the vehicle, along with complete documents such as the driver's license at the time of the incident and the Vehicle Registration. Raksa Mobile Club is open every Monday-Friday, from 10:00 to 15:00 WIB at:

  • Cibubur

    Location: OMG Octav's Meat & Grill (Steak Cibubur) Jl. Alternatif Cibubur No.km 6 Cibubur Kec. Gn. Putri Bogor Jawa Barat 16967

  • Cikarang

    Location: Plaza Jababeka (Plaza JB) Jl. Niaga Raya Kav 1-4 Cikarang Baru Bekasi

  • Bintaro

    Location: CBD Bintaro Jaya Sektor 7 Kav. B6 No.1, Jalan Jendral Sudirman, Pondok Jaya, Pondok Aren, PD. Jaya, Kec. PD. Aren, Kota Tangerang Selatan, Banten 15224

  • Bandung

    Location: Cibabat Park, Jl. Jend. H. Amir Machmud No.138, Cibabat, Kec. Cimahi Tengah, Kota Cimahi, Jawa Barat 40513

  • Surabaya

    Location: Royal Square Surabaya Jl. Raya Menganti No.479, Babatan, Kec. Wiyung, Kota SBY, Jawa Timur 60227

Auto Claim Services

Insurance claim services you can enjoy at Asuransi Raksa:

  • Raksa Gold Club

    Customers who insure objects valued at more than USD80,000 will enjoy various services you won't find elsewhere. You can enjoy manicure and pedicure beauty services, as well as reflexology to pamper you while waiting for the claim submission process.

  • Raksa Silver Club

    Asuransi Raksa is committed to providing Raksa Silver Club services for your claim needs and offering comfort to every Customer when filing a claim.

  • Raksa Mobile Club

    Ease in filing insurance claims is our priority; you can file claims closer to you with Raksa Mobile Club services. Raksa Mobile Club is spread across several strategic locations to make it easier for you to reach. View strategic locations.

Product Information Summary

Download the Raksa Autocare Insurance (Motor Vehicle Insurance) Product Information from PT Asuransi Raksa below.


Ask Asuransi Raksa

Phone: 021-7226865

Email: raksaonline@araksa.com

Contact
Information Services

Call Center

021-7226865

E-mail

customer_care@araksa.com

Head Office

Wisma BSG 3rd Floor Jl. Abdul Muis No.40, Jakarta 10160

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